For A2 Investment Solutions, financial guidance is a family affair. Joseph P. Okros is a licensed Investment Advisory Representative which designates him as a Fiduciary for his clients, thereby supporting clients and upholding their best interests. We are also licensed life insurance producers. A2 Investment Solutions provides full financial, long-term care and retirement planning. We maintain a complete product line of actively managed brokerage accounts, as well as, annuities, life insurance, long term care products/insurance and disability insurance. Throughout each relationship, our goal is to help the families we serve make the most of their financial lives, with the intent to maintain continuing, lifelong relationships with our clients. We consider it an honor and a privilege to help our clients work towards making sound investment decisions that will contribute toward a secure future. Fiduciary duty extends solely to investment advisory advice and does not extend to other activities such as insurance or broker dealer services. Advisory clients are charged a monthly fee for assets under management while insurance products pay a commission, which may result in a conflict of interest regarding compensation.